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Credit problems? Get the acclaimed plain-English guide to fixing your credit report!

Nearly 80 percent of credit reports integrate errors. In a tough economy when credit is tight, you need to be sure that your financial records are rectify and up-to-date. A less-than-flattering report may injure your probabilities of qualifying for credit card, loans, renting an apartment or even finding a job.

But a bad credit report may closely always be bettered or corrected. Credit Repair shows you how to fix your credit circumstance quickly and easily, explaining the necessary steps in plain English. Learn how to:

ReviewYou might think, as I once did, that a bad credit record is closely inconceivable to overcome. But, the fact is there are ways to repair your credit after personal difficultnesses have caused you to mess it up or a good deal of calamity has made it totally unlikely for you to pay your bills on time or even to pay them at all. This aptly named book takes a organized and indepth approach, with step-by-step instructions and counsel to fix even the worst credit record in the shortest possible time. If you have severe credit problems, you need this book.

ReviewA helpful guide for people who have sunk into debt, the book offers ideas for setting up a budget and repairing credit history. (Washington Times 20080202)

"How do you distinguish veritably helpful credit-repair pros from scam artists? Ask... for books such as Credit Repair." (Chicago Sun-Times 20090301)

"A high quality, do-it-yourself credit repair approach..." (Reuters 20090101)

"A helpful guide for people who have sunk into debt, the book offers ideas for setting up a budget and repairing credit history." (Washington Times 20090101)

Keep up the good work! (S. P., Richmond, VA 20090101)

Bravo Nolo! Here's another winner. (Michael Killian About.com, Credit/Debt Management Guide 20090101)

How do you distinguish genuinely helpful credit-repair pros from scam artists? Ask... for books such as Credit Repair. (Chicago Sun-Times 20090101)

Offers counsel on how to evaluate your financial situation, develop a budget and repair your credit rating. (Decatur Tribune 20090101)

Can help you distinguish helpful credit fix counselors from scam artists. (Los Angeles Times 20090101)

If your credit rating's junk, then pick up a copy of... Credit Repair... (Minneapolis Star-Tribune 20090101)

When [Robin Leonard] writes a buyer book, I read it and inevitably commend it. (Jeanie Blake New Orleans Times-Picayune 20090101)

Credit Repair offers the concrete answers you need to regain financial stability. (Personal Finance 20090101)

Credit Repair is full of suggestions for restoring your good credit name. (Pittsburgh Post-Gazette 20090101)

Explains how to get out of debt, set up a realistic budget, and rebuild 'bad' credit. (Reference & Research Book News 20090101)

A high quality, do-it-yourself credit fix approach... (Reuters )

Following this book's suggestions must aid readers shake off the debt collectors and start out the New Year right. (San Diego Union-Tribune )

About the AuthorRobin Leonard is a former attorney who gave up the law to become a rabbi. She is the author of a good deal of Nolo books including Money Troubles: Legal Strategies to Cope with Your Debts and Credit Repair. She likewise helped write How to File for Chapter 7 Bankruptcy and A Legal Guide for Lesbian and Gay Couples.

John Lamb has been a buyer lawyer for most of his career (now measured in decades), emphasizing credit, credit reporting, privacy, automobile, and landlord-tenant issues. He has advocated buyer reforms in court and in the legislature and speaks and writes oftentimes on buyer issues. He is coauthor of Money Troubles, the author of Credit Repair and has modified assorted other Nolo publications.

Most helpful client reviews

53 of 56 humans found the following review helpful.
This book showed me how!!! Now I have A1 credit!!!!
By A
I was in the middle of a credit disaster. I was in severe debt, and my credit was a mess. I had at least five R9 credit write-offs with all the major credit bureaus. This book empowered me to save my credit, and get out of debt. It even has pre-typed letters to send to creditors and credit bureaus. Which I applied a lot.

You will find concrete advice, that genuinely works, in this book. It tells you how, and how not to go in regards to fixing your credit. It will show you how and why the quick-fix-it books don't work. How "File Segregation" is a border-line illegal tactic, that is unsafe and doesn't work. It plainly and without doubt or question teaches you what does work, and how to put your new found psychological result of perception learning and reasoning of the credit laws, and your rights as a buyer to work for you.

You will not be disapointed with this book. The only persons that will not like this book are the humans that are looking for quick-fix tactics that are illegal or questionable at best, and I am not one. I get over my credit and debt difficulties the right way, thanks to the "Credit Repair " book, and you will too!!!!!

41 of 44 humans found the following review helpful.
Credit takes a back seat to budgeting...
By M. Stone
Here's a fact: If you keep sending a letter each month disputing something on your credit report that is TRUE you will ultimately get it taken off. Eventually you will get that slacker who just wants to go to lunch early, and just hits the okay button.

Here is another fact: There are tips and tricks you may use to remove anything, and this book doesn't integrate any of them. For example, if you have a bankruptcy, send to the court that presently holds the paperwork and ask them for a copy of anything they have provided Experian, Transunion or Equifax. They will reply with a letter stating that they do not provide selective information to credit reporting agencies. Now dispute your bankruptcy with all three bureaus. They will all assert to have verified it, and list the court as the source. Reply with a copy of the letter, showing them you caught them in a lie, and demanding they remove the mark, which they FAILED to verify inside of 30 days.

Having been in the business, I know hundreds of these proven strategies, and none of them are listed in this next-to-useless book and CD on "Credit Repair".

You will do far better getting on a credit repair message board than shelling out your hard earned cash on this book.

29 of 32 humans found the following review helpful.
This book is not getting sufficient Credit!!!
By A
This book was so helpful, I just can't uderstand the bad reviews! Thanks to Credit Repair I've gone from being up to my ears in debt to having near perfective credit! Of course this kind of result isn't going to take place over night, any one who tells you other than as supposed or expected is lying or doing something illegal. THERE ARE NO LEGAL QUICK FIXES!!! I've tried a great deal of dissimilar methods to improve my credit but following the counsel in this book is the only one that worked for me. It even holds a CD-ROM with pre-made forms and letters that aid to make the procedure as easy and painless as possible. Credit Repair was worth each cent!

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