Swiss Information – Tourism & Products

Swiss Flex Court

Are you looking for the security of the Swiss franc, combined with finish Swiss asset protection, (including bankruptcy), enormous investment flexibility, privacy - where your financial affairs are known only to you - as well as the chance control your own investments? If so, then the Consumer's Guide to Swiss Annuities is for you.

About the AuthorJean-Francois Meillard is a Chartered Accountant who lives and maintains his offices in the town of Cugy, Switzerland. A life time resident of the Swiss Romand (the French speaking part of Switzerland) he was born in Lausanne in 1946. Upon the completion of his accounting studies, he was awarded the degree, Brevet d agent fiduciaire. Mr. Meillard is a fellow member of the Chambre Fiduciaire Suisse. Being fluent in French, German, Italian and English, he has developed a huge international clientele. He specializes in creating structures to help his clients to denigrate their taxes and preserve their wealth.

Most helpful client reviews

12 of 14 persons found the following review helpful.
Swiss Annuities -- Finally an answer to laying out capital that makes perfective sense
By Russell Greenberg
This booklet regarding the respective types and vantages of Swiss Annuities genuinely turned on the light for me in regards to an substitute choice for investing. I have expended a lot of sleepless nights for the duration of the last few years worrying regarding how my 401K has eroded into a 201K, so I was thrilled to learn regarding what seems to be a much safer and smarter choice to safeguard and grow my life's savings.

Mr. Meillard's style is goal to be attained and explanatory in an easy-to-follow outline structure -- with a large total of charts that re-tell the story. It was interesting to learn with regards to the history of Swiss Annuities and how the Swiss humans and government take a fairer standpoint when it comes to account privacy and bankruptcy shelter -- one that protects you not ruins you. It was likewise surprising to learn with regards to why the Swiss franc proceeds to increase in value relative to most of the world's other currencies -- specially the U.S. dollar.

The Consumers Guide to Swiss Annuities booklet does an splendid occupation of explaining the respective types and potential vantages of Swiss annuities. I was particularly fascinated when it comes to a new type of annuity called the Swiss Private Placement Annuity. This investment structure appears to be the idealisti solution for investment flexibleness and safety. It has all the old vantages of Swiss Annuities -- such as Swiss francs conversion, creditor shelter and low fees -- along with the huge vantage of opening up all the world's investment opportunities. It was likewise freshening to learn that investing in Switzerland is easy and not considered a bad thing -- but rather a smart choice by a lot of savvy U.S. investors.

Because of the ongoing nightmare of huge bailouts that will surely be ravaging for generations, Economics 101 must tell us there's little doubt that inflation in the U.S. will rise and the U.S. dollar we get weaker -- in particular versus more stable world currencies like the Swiss franc. The booklet not only showed me the right currency to put my hard earned money, but it also explained the right investment vehicles. It also provided me with the peace of mind of knowing there is a much safer substitute than having my broker tell me to "hold on" and wait for the market to come back.

My thanks to Mr. Meillard for his perceptive ins and outs of Swiss investing. The reasonable price of this book is the best investment I ever made!

9 of 11 humans found the following review helpful.
A Book That Makes Swiss Annuities Easy To Understand
By TravelingMan
Finally, a book that makes Swiss annuities easy to understand.

I have had an interest in Swiss annuities for a great deal of time. Unfortunately, until Mr. Meillard's book, all I could find were books that seemed to be written by lawyers for other lawyers. This book is totally different.

The Consumer's Guide is written for humans like me. I wanted to know how Swiss annuities work, what kind there are and how to learn more. This book does just that.

The Swiss insurers trade the same kinds of annuities (immediate and deferred) that we have in the U.S. The big divergence is that the account accumulation and annuity payouts are in Swiss francs. As the book shows (and most wise investors know) the Swiss franc has a better record as a hedge versus inflation than just regarding anything else.

What astonished me the most were the private placement annuities. This is an annuity where you determine what the investments inside the policy are. The insurer provides the shell and you may tuck in gorgeous much whatsoever pluses you want. Once inside all future gains are tax deferred until you make withdrawals. In addition, all Swiss annuities are almost creditor proof. Unless you are a criminal, your creditors (even in bankruptcy) can't get their hands on it. As a professional I found this creditor shelter feature very attractive.

So, I can't commend this book strongly sufficient for any individual who wants to learn when it comes to Swiss annuities.

4 of 4 people found the following review helpful.
A True Consumers' Guide
By Katherine Schultz
-----------------------------

Like most people approaching retirement age, I am concerned regarding having a life income which is both sufficient today and twenty years from now.

From my own travels and investing experience I have seen that the currency one's investments are denominated in is important. Specifically, I have watched over the years the Swiss franc rise relentlessly relative to the dollar. At the same time, I have watched the dollar's purchasing power be eroded by inflation. In fact, the dollar's sad story is told on the U.S. Bureau of Labor Statistics inflation calculator. [...]

The Swiss franc's strength had peaked my interest in owning a great deal of as percentage of my retirement portfolio. Yet, I didn't know rather what to do.

Until a friend commended The Consumer's Guide, I had never thought with regards to Swiss annuities. I don't recognise why, I just hadn't.

What I learned from The Consumer's Guide is that Swiss annuities are gorgeous much just like American annuities. The big divergence is that your account is in Swiss francs and not dollars. Over the past decades, an income in Swiss francs, when converted to dollars, has held pace with inflation. Swiss annuities are also utterly legal for Americans to own.

Meillard points out that Swiss annuities are immune from the attacks of creditors. While I don't have any lawyers chasing after me, in today's world you never know. We all seem to be one frivolous lawsuit away from oblivion.

What Mr. Meillard has to say makes a lot of sense to me.

If you are mesmerized in learning with regards to Swiss annuities, I think this is a outstanding book. As the name implies, it is a "Consumer's Guide" and not an academic book or one written for tax attorneys. It genuinely was written for somebody like me: sophisticated sufficient to manage my own investments, not so sophisticated as to have sold out before the crash and concerned when it comes to a secure inflation protected retirement.

See all 11 client reviews...